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Mobile is perfect for a business that needs to accept secure, cardholder present, transactions. Compatible with all Android phones and tablets, the App and portable PIN Pad allows you to process credit and debit cards securely over WiFi, 4G, 3G or Edge networks. Mobile gives you the freedom to process payments anytime, anywhere.

Features

• Simple, one time set up.
• Runs on all Android devices.
• Uses WiFi, 4G, 3G or Edge .
• Immediate authorisation of transactions.
• Instant Text or email receipts to your customers.
• Certified with leading Acquiring Bank.
• PIN Pad for Secure Tokenholder present transactions.
• Full transaction reporting and management.
• Competitive pricing.

Benefits

• Secure payments anytime, anywhere.
• Accept Visa, Mastercard, Amex & Diners.
• Real-time authorisation.
• Integrated into to backend reporting system.

The enables merchants to manage and control their credit and debit card processing environment. In the , merchants can process secure transactions, securely store transaction details, monitor payments and payment history, set-up recurring payments and establish graphical reports based on a wide-range of transaction data. The also provides merchants with access to the Virtual Terminal facility, to process payments over the phone.

Key Components

• Multiple user set-up.
• Call centre-style processing, with full access control and function management.
• User-friendly interface.
• No installation process, no additional hardware.
• Supports all modern browsers.
• Email and text receipts.
• Can be activated with an existing Merchant ID (MID) within 24 hours.

Virtual Terminal

• For Mail Order and Telephone Order (MOTO) Transactions.
• Real-time authorisation.
• Accessible anywhere with internet connectivity.
• Simple and secure transaction and refunds processing.
• Virtual Terminal iPhone App available.

Secure Token was designed by to provide online merchants with the ability to store customer card details in a secure and PCI-compliant manner on the processing platform. Secure Token eliminates the need for merchants to store card details locally on their own systems, avoiding the significant systems and financial overhead of managing their own PCI compliance and registration processes.

By using Secure Token from to store cardholder details a merchant can access the stored card details through a ‘token’ cardholder number to generate cardholder payments for both ad-hoc and recurring payments.

How it works

On registering a card, the merchant is provided with a Secure Token number which they can use in place of the actual card details. Secure Token is a technology that enables a unique identifier or ‘token’ to replace a credit card number for online payment transactions.

The Secure Token number can be stored on the merchant databases without any PCI security implications and is automatically accessed to generate ad-hoc payments, pre-defined installment or subscription payments.

The Secure Token feature was designed for merchants who want to:

• Allow customers to make subsequent purchases without having to re-enter card details.
• Retain cardholder details without the overhead of managing their own PCI compliance.
• Facilitate recurring transactions.
• Provide subscription-based payments.

Benefits of SecureCard

• Merchant maintains full control of the Secure Token system and management of cardholder payments.
• Cost effective and easy to use.

Online Dynamic Currency Conversion (eDCC) provides our online merchants with the facility to allow their international customers pay for their goods and services in their own domestic currency at the point of purchase. The cardholder is automatically provided with the value of the transaction in euro and the converted currency e.g. £ Sterling, US Dollars etc. and is also provided with the conversion rate for comparison purposes. The cardholder is always given the choice of which currency to make the payment in.

With Dynamic Currency Conversion (DCC), your international customers will know exactly what their total purchase price is in their home currency, at the time that the transaction is processed.

The online merchant continues to be settled in their merchant currency and receives a rebate of a percentage of the Foreign Exchange margin (typically between 0.75% and 1% of the value of the transaction) from the eDCC Acquirer on a monthly basis. eDCC provides online merchants with a new revenue opportunity and an additional service benefit to their international customers.

How it works

When the card details are entered on the payment page of the merchant’s website, the system will automatically determine if it is a foreign eDCC-qualified card from the Bank ID Number (BIN). The eDCC service instantly converts the purchase amount in to one of more than forty-eight international currencies. The customer is then presented with the option to pay in the host website currency or in their own currency.

Research shows that over 90% of customers, when given the eDCC option, choose to pay in their own domestic currency.

Benefits to merchant

• New income stream. Receive monthly rebates of a percentage of the foreign exchange commission.
• Cost effective. eDCC costs only a few cent per transaction to implement.
• Exchange rates are updated automatically on a daily basis.
• Funds are settled to merchants in their own currency.

Benefits to cardholder

• Convenience. Prices are instantly converted to their own currency.
• Comfort. The customer knows exactly how much the transaction costs in their own currency.
• Competitive rates. Exchange rates are updated daily.
• Choice. The cardholder has the option to pay in the merchant currency or their own domestic currency.

The Virtual Terminal enables merchants to manage and control their credit and debit card processing environment.

Within the Virtual Terminal, merchants can process secure transactions, securely store transaction details, monitor payments and payment history, set-up recurring payments and establish graphical reports based on a wide-range of transaction data.

The Virtual Terminal also provides merchants with the ability to process payments over the phone.

How it works/Who is it applicable for?

• Accept payments for goods and services purchased over the phone, fax or mail.
• Ideal for cardholder not present environment - office, trade shows - anywhere you have internet access.
• Transactions completed online - your computer becomes the terminal.
• You are in control of the payment.
• Real-time results - watch transaction is processed/can be speaking with customer while transaction is approved.

Benefits:

• Security and fraud checks.
• Email and text receipts.
• Transaction reporting: access to full transaction reporting history, exportable to CSV.
• Multiple user access.
• Multi-currency acceptance.
• Safely store client card details.

The eCommerce integration enables merchants to securely accept payments through their website using our hosted payment page or XML integrations.

work closely with the web developers and our customers to identify the most popular eCommerce Shopping Carts and CRM’s in the market. This has allowed us to build up a library of free to use Payment Plug-Ins for all of the main eCommerce shopping carts currently in use.

How it works/Who is it applicable for?

• Ideal for merchants looking to sell products or services via their website.
• Accept credit and debit card payments from all over the world.
• Fast, simple - improved customer experience, brand recognition.
• XML or Hosted Payment Page options available.

Benefits:

• Easy integration, using -developed plugins.
• Fully customisable payment page.
• Level 1 PCI DSS certification.
• Simultaneously process transactions and store cardholder details securely.
• One-touch Amazon-style payments integration available.
• Optional 3D secure authentication from Visa and Mastercard.
• DCC and multi-currency options available.